MRS delivers powerful, predictive & prescriptive, incremental intelligence that makes crisis-cycle mortgage banking easier, fairer, and safer.
Not all 700+ FICOs behave well, and not all 600s are risky, even in the best of times. Overstated and understated credit scores will become common amidst the socio-economic volatility. So, it’s important lenders understand borrowers better, holistically. Then, use that deep insight to originate, underwrite, fulfill, buy, sell, and monitor more inclusively & efficiently.
“The Score” is plug-n-play and enables immediate deployment of advanced risk and behavioral analytics – propensity, segmentation, ability, resiliency and “willingness to pay” – that are validated (top 10 bank) & vetted (CFPB, OCC, Fed).